@import url('https://fonts.googleapis.com/css2?family=Noto+Sans+KR:wght@400;500;600;700;900&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root{
  --navy: #14213D;
  --navy-2: #1B3A6B;
  --navy-3: #0D1729;
  --sky: #3AA9C9;
  --sky-soft: #DCEFF3;
  --paper: #F5F7FA;
  --white: #FFFFFF;
  --ink: #1B1A17;
  --mute: #5B6472;
  --rule: #E2E6EC;
  --maxw: 1180px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0; color:var(--ink); background:var(--white);
  font-family:'Noto Sans KR',sans-serif; line-height:1.6;
  -webkit-font-smoothing:antialiased;
  word-break:keep-all; overflow-wrap:break-word;
}
a{color:inherit; text-decoration:none;}
.wrap{max-width:var(--maxw); margin:0 auto; padding:0 28px;}
.eyebrow{
  font-family:'IBM Plex Mono',monospace; font-size:12.5px; letter-spacing:.14em;
  text-transform:uppercase; color:var(--sky); font-weight:600;
}

/* ---------- NAV ---------- */
header.site-nav{
  position:sticky; top:0; z-index:100; background:var(--navy);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.navrow{
  max-width:var(--maxw); margin:0 auto; padding:0 28px;
  display:flex; align-items:center; justify-content:space-between; height:72px;
}
.brand{display:flex; align-items:center; gap:10px; color:#fff; font-weight:800; font-size:17px;}
.brand-logo{height:30px; width:auto; display:block;}
.navlinks{display:flex; gap:6px; align-items:center;}
.navlinks a{
  color:rgba(255,255,255,.78); font-size:14.5px; font-weight:600; padding:10px 16px;
}
.navlinks a:hover, .navlinks a.active{color:#fff;}
.navlinks a.active{border-bottom:2px solid var(--sky);}
.navlinks a.cta{
  background:var(--sky); color:var(--navy-3); padding:10px 20px; margin-left:8px; font-weight:700;
}
.navtoggle{display:none;}
@media(max-width:860px){
  .navlinks{display:none;}
  .navtoggle{display:block; background:none; border:none; color:#fff; font-size:22px; cursor:pointer;}
}

/* ---------- HERO ---------- */
.hero{
  background:linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%);
  color:#fff; padding:96px 0 84px; position:relative; overflow:hidden;
}
.hero::after{
  content:""; position:absolute; right:-120px; top:-120px; width:420px; height:420px;
  border-radius:50%; background:radial-gradient(circle, rgba(58,169,201,.25), transparent 70%);
}
.hero h1{
  font-size:clamp(32px,5vw,52px); font-weight:900; line-height:1.28; margin:14px 0 18px; max-width:16ch;
}
.hero p.lead{font-size:17px; color:rgba(255,255,255,.82); max-width:52ch; line-height:1.75; margin:0 0 28px;}
.hero .ctarow{display:flex; gap:12px; flex-wrap:wrap;}
.btn{
  display:inline-block; padding:13px 26px; font-weight:700; font-size:14.5px; border:none; cursor:pointer;
}
.btn-primary{background:var(--sky); color:var(--navy-3);}
.btn-ghost{background:transparent; color:#fff; border:1px solid rgba(255,255,255,.4);}

.section{padding:72px 0;}
.section.alt{background:var(--paper);}
.section h2{font-size:clamp(24px,3.4vw,32px); font-weight:800; margin:0 0 14px; color:var(--navy);}
.section p.sub{color:var(--mute); font-size:15.5px; max-width:60ch; line-height:1.75; margin:0 0 40px;}

.section-label{display:flex; align-items:center; gap:12px; margin-bottom:14px;}
.section-label .line{flex:1; height:1px; background:var(--rule);}

.grid2{display:grid; grid-template-columns:1fr 1fr; gap:28px;}
.grid3{display:grid; grid-template-columns:repeat(3,1fr); gap:24px;}
.grid4{display:grid; grid-template-columns:repeat(4,1fr); gap:20px;}
@media(max-width:860px){ .grid2,.grid3,.grid4{grid-template-columns:1fr;} }

.card{background:#fff; border:1px solid var(--rule); padding:32px; display:flex; flex-direction:column;}
.card h3{font-size:19px; font-weight:800; color:var(--navy); margin:0 0 10px;}
.card p{color:var(--mute); font-size:14.5px; line-height:1.75; margin:0;}
.card .num{font-family:'IBM Plex Mono',monospace; color:var(--sky); font-weight:700; font-size:13px; margin-bottom:10px; display:block;}

.stat-strip{display:grid; grid-template-columns:repeat(4,1fr); border:1px solid var(--rule); border-radius:0;}
.stat-strip .stat{padding:26px 18px; text-align:center; border-right:1px solid var(--rule);}
.stat-strip .stat:last-child{border-right:none;}
.stat-strip .num{font-family:'IBM Plex Mono',monospace; font-size:28px; font-weight:700; color:var(--navy);}
.stat-strip .label{font-size:12.5px; color:var(--mute); margin-top:6px;}
@media(max-width:860px){ .stat-strip{grid-template-columns:repeat(2,1fr);} .stat-strip .stat:nth-child(odd){border-right:1px solid var(--rule);} }

.chip{
  display:block; background:var(--sky-soft); color:var(--navy-2); font-size:13px; font-weight:600;
  padding:10px 8px; text-align:center;
}
.chipgrid{
  display:grid; grid-template-columns:repeat(6, 1fr); gap:10px;
}
@media(max-width:860px){ .chipgrid{grid-template-columns:repeat(3, 1fr);} }
@media(max-width:520px){ .chipgrid{grid-template-columns:repeat(2, 1fr);} }

table.fee{width:100%; border-collapse:collapse; margin-top:8px;}
table.fee th, table.fee td{padding:14px 16px; border-bottom:1px solid var(--rule); text-align:left; font-size:14.5px;}
table.fee th{background:var(--navy); color:#fff; font-family:'IBM Plex Mono',monospace; font-size:12px; text-transform:uppercase; letter-spacing:.05em;}
table.fee td.pct{font-weight:800; color:var(--navy); font-family:'IBM Plex Mono',monospace;}

.contact-grid{display:grid; grid-template-columns:1fr 1fr; gap:48px;}
.contact-item{display:flex; gap:14px; margin-bottom:22px;}
.contact-item .icon{
  width:40px; height:40px; background:var(--sky-soft); color:var(--navy-2); display:flex;
  align-items:center; justify-content:center; font-weight:700; flex-shrink:0;
}
.contact-item .label{font-size:12px; color:var(--mute); font-weight:600; text-transform:uppercase; letter-spacing:.04em;}
.contact-item .value{font-size:15.5px; font-weight:600; color:var(--ink); margin-top:2px;}

.formbox input, .formbox textarea, .formbox select{
  width:100%; padding:12px 14px; border:1px solid var(--rule); font-family:'Noto Sans KR',sans-serif;
  font-size:14.5px; margin-bottom:14px; background:#fff;
}
.formbox textarea{min-height:120px; resize:vertical;}
.formbox label{font-size:13px; font-weight:600; color:var(--mute); display:block; margin-bottom:6px;}
.formmsg{font-size:13.5px; margin-top:10px; display:none;}
.formmsg.ok{color:var(--sky);}
.formmsg.err{color:#B3261E;}

footer.site-footer{background:var(--navy-3); color:rgba(255,255,255,.7); padding:48px 0 28px;}
footer.site-footer .fgrid{display:grid; grid-template-columns:2fr 1fr 1fr; gap:32px; margin-bottom:32px;}
footer.site-footer h4{color:#fff; font-size:14px; margin:0 0 14px;}
footer.site-footer a{display:block; font-size:13.5px; color:rgba(255,255,255,.65); margin-bottom:8px;}
footer.site-footer .copyright{
  border-top:1px solid rgba(255,255,255,.1); padding-top:20px; font-size:12px; font-family:'IBM Plex Mono',monospace;
  color:rgba(255,255,255,.4);
}
@media(max-width:860px){ footer.site-footer .fgrid{grid-template-columns:1fr;} .contact-grid{grid-template-columns:1fr;} }